Student Health Insurance

The NIU student health insurance plan is through Aetna and is a PPO.

Effective August 1, 2018, the following changes will take effect with the Student Insurance plan. Coverage for services provided at NIU Health Services will stay the same.


Benefits 2017-18 School Year 2018-19 School Year
Semester Cost $1039 $1179
Annual Deductible $250 $500
Doctor's Office Copay n/a $10 (annual deductible does not apply)
Co-insurance 80/20 70/30
Dependent Coverage Yes No

Benefits 2017-18 School Year 2018-19 School Year
Generic $20 $20
Brand $40 $50
Specialty Brand $60 $75
High Cost Drugs n/a 20% co-insurance with a min cost of $100 and a max cost of $200
Most Birth Control 100% coverage 100% coverage

Do You Want the NIU Student Insurance?

Yes

  • Login using your ZID (include the "Z" ex. Z17… or Z18…) and the password is your birthdate
    • Note: do not use the drop-down calendar
  • The last day to enroll in the insurance is Monday September 10, 2018.
  • Your Aetna insurance card will be available to you on August 1, 2018, if you chose this option before July 25, 2018.
  • Otherwise, your insurance card will be available to you approximately 10 days after you chose this option.

No

  • Login  with your ZID (include the "Z" ex. Z17… or Z18…), and the password is your birthdate
    • Note:do not use the drop-down calendar
    • .
  • Complete the online waiver form.
    • You will receive a confirmation that you submitted a waiver
  • The last day to waive in the insurance is Monday September 10, 2018.

Please note that if you do not waive or enroll in the NIU Plan and are taking at least nine on-campus hours, you will be automatically enrolled in the plan and the premium will be billed to your tuition account.

If you have any questions, please contact us at 815-753-0122, studentinsurance@niu.edu or visit our office in the Health Services Building, room 101.

What are premiums, deductibles, coinsurance and copays?

Resources

Contact Us

Student Health Insurance Office
Health Services Building, room 101
Phone: 815-753-0122
Fax: 815-753-0965
studentInsurance@niu.edu

Monday-Friday
8 a.m.-4:30 p.m.