Student Health Insurance

The NIU student health insurance plan is through Aetna and is a PPO.

Effective August 1, 2018, the following changes will take effect with the Student Insurance plan. Coverage for services provided at NIU Health Services will stay the same.


Benefits 2017-18 School Year 2018-19 School Year
Semester Cost $1039 $1179
Annual Deductible $250 $500
Doctor's Office Copay n/a $10 (annual deductible does not apply)
Co-insurance 80/20 70/30
Dependent Coverage Yes No

Benefits 2017-18 School Year 2018-19 School Year
Generic $20 $20
Brand $40 $50
Specialty Brand $60 $75
High Cost Drugs n/a 20% co-insurance with a min cost of $100 and a max cost of $200
Most Birth Control 100% coverage 100% coverage

If you have any questions, please contact us at 815-753-0122, studentinsurance@niu.edu or visit our office in the Health Services Building, room 101.

What are premiums, deductibles, coinsurance and copays?

Resources

Contact Us

Student Health Insurance Office
Health Services Building, room 101
Phone: 815-753-0122
Fax: 815-753-0965
studentInsurance@niu.edu

Monday-Friday
8 a.m.-4:30 p.m.