Student Health Insurance

The NIU student health insurance plan is through Aetna and is a PPO.

Effective August 1, 2018, the following changes will take effect with the Student Insurance plan. Coverage for services provided at NIU Health Services will stay the same.


Benefits 2017-18 School Year 2018-19 School Year
Semester Cost $1039 $1179
Annual Deductible $250 $500
Doctor's Office Copay n/a $10 (annual deductible does not apply)
Co-insurance 80/20 70/30
Dependent Coverage Yes No

Benefits 2017-18 School Year 2018-19 School Year
Generic $20 $20
Brand $40 $50
Specialty Brand $60 $75
High Cost Drugs n/a 20% co-insurance with a min cost of $100 and a max cost of $200
Most Birth Control 100% coverage 100% coverage

What are premiums, deductibles, coinsurance and copays?

Resources

Contact Us

Student Health Insurance Office
Health Services Building, room 101
Phone: 815-753-0122
Fax: 815-753-0965
studentInsurance@niu.edu

Monday-Friday
8 a.m.-4:30 p.m.