Save My Change


How It Works

When you make purchases at the store with your debit card, all the transactions will post to your checking account for the actual amount you paid. The system will round up to the nearest dollar for each individual transaction and make one lump sum transfer for the total "rounded up" amount into your savings account.

  • Transfers for the total "rounded up" amount will occur daily overnight
  • You have to choose credit at the checkout in order for the transaction to be eligible for the Save My Change feature
  • You can remove this feature at any time
  • No fees to add this feature


Purchase Amount Change Rounded Up
$2.25 75 ¢
$10.06 94 ¢
$30.33 67 ¢

Total change transferred into savings $2.36!

Sign Up Today

Save my change is an easy way to save your change electronically via debit card transactions. You must have a checking and debit card open.

Ask one of our staff members to add this feature to your account.

Contact Us

Northern Illinois Federal
Credit Union

817 W. Lincoln Highway, Suite E
DeKalb, IL 60115
815-753-1911 (phone) 
815-753-7405 (fax)

Branch Hours

Monday, Tuesday, Thursday, Friday
7:30 a.m. -5 p.m.

9 a.m. -2 p.m.


Routing Number


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National Credit Union Administration