Fee Schedule

Effective August 23, 2017

Account Fees

Auto Overdraft Transfer $5
Closing a Share Savings (within 180 days of opening) $10
Daily Overdrawn Fees $5 
Dormant Fee (quarterly, waived if $1,500 is maintained /activity within membership) $10
NSF Fee (per each item: ACH, ATM/Debit /Share Drafts) $40
Paper Statements $3
Research Fee (per hour -one hour minimum) $30
Shares Under Minimum Balance (per month) $7.50
Stop Payment on Check(s) (per item /continuous series) $30

Card Fees

ATM/Debit Card Replacement $10
ATM Balance Inquiry (four free per month) $1
ATM/Debit Card PIN Based Purchase  
With E-Statements Free
With paper statements $ 1.50
ATM Foreign Withdraw (per withdraw)  
With E-Statements $1
With paper statements $1.50
CU Money Everyday Spend Card(s) $6
CU Money Reloads ($10 to $5,000) $3
Gift Cards ($10 to $1,000) $4

Loan Fees

Defer-A-Payment Fee $25
HELOC Annual Fee (loans issued prior to 2011: annual fee of $20 applies) $25
Home Equity Subordination $100
Loan Payment Late Fee (nine days grace) (Loans issued prior to 2/1/15: late fee of $10 applies) $25
Signature LOC Annual Fee $25
OD Protection LOC Annual Fee $25
Mini-Loan App Fee $20
Returned Loan Payment $35
Annual Fees charged February 1st of each year  

Miscellaneous Fees

Garnishment/Levy $35
GAP $199
Returned Deposit Items  
• Third party check $5
• Self $35
Returned Mail (Per item: first item returned fee waived) $10

Services

Account Verification Fee $10
Check Cashing (waived if combined share/loan balances exceed amount of check) $5
Duplicate Statements $7
Domestic Wire Fee $25
International Wire Fee $40
Money Orders (max of $1,000 per Money Order) $2
Non-Member Check Cashing $10
Stamps  $.49/each or $9.80/book 
Teller Check Fee (three free per month) $3
• Copy of Cleared Teller Check $5
• Stop payment on a Teller Check $30
Temp Checks (each) $0.50
Typed Information Letter $10
*Fees subject to be passed through onto our members include but not limited to: ATM/debit; card expedite, card recovery, international transaction, surcharge fees certified/express/overnight mail, check ordering, foreign check deposits, incorrect social security number and Secretary of State correction/title registration fees.