Become a Member

Who can join the Northern Illinois Federal Credit Union?

  • DeKalb Public Library employees
  • Illinois Association of School Business Officials employees
  • Immediate family members of Northern Illinois Federal Credit Union members
    • Immediate family member- is defined as spouse, child, sibling, parent, grandparent, grandchild, step and adoptive relations (doesn`t include relations through marriage or foster kids)
  • Members of the same household of Northern Illinois Federal Credit Union members
    • Household- is defined as persons living in the same residence forming a single economic unit
  • Northern Illinois Federal Credit Union employees
  • Northern Illinois University employees
    • includes student, graduate assistants and temporary employees
  • Northern Illinois University retirees

To comply with the US Patriot Act, we must verify your identity BEFORE we can add you into our computer system as a member. All potential members and joint owners must be verified by a Northern Illinois Federal Credit Union staff member before joining.



You've got a lifetime membership

Our motto at Northern Illinois Federal Credit Union is "once a member, always a member". There is no need to close your membership with us if you retire or move away, you can still keep your membership open. Activity is needed within your memberships at least once every five years.

What makes Northern Illinois Federal Credit Union Better?

We are member owned and a not-for-profit financial institution. Any profit we receive is given back to our members in the form of better rates for our loans or a higher dividend rate.

Your funds are safe!

Your accounts at the Credit Union are federally insured up to $250,000.00 per member.

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