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NIU Employees Federal Credit Union


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Volunteers are the Key to the Credit Union

NIU Employees Federal Credit Union is your local, cooperative financial institution that is owned and controlled by you-the members! Whether as a Board Director or as a Committee Member, you can help. You have the opportunity to strengthen your credit union in a variety of efforts and responsibilities.  Won’t you please consider dedicating your time? This year, we have two board positions open for election. In addition, we are in need of dedicated members, like you, to help serve on various committees. Serving on a committee provides member support for the credit union, with individuals putting in only an hour to two of service of their time per month.  Applications for director positions, committees, and general volunteering are now available on our web site or from the credit union staff. We are over 2,500 members strong, and will continue to grow in the upcoming years. Now is the time for you to help make that growth sustained and lasting!



LENDING

We have money to lend and we are here to help. Fill out and print a paper loan application, or fill out and submit the application electronically. We have New and Used Auto loans rates as low as 1.99% A.P.R.
Proof of income is required. For NIU employee, please fill out and turn in the HR Income Verification form. All other applicants, please turn in 2 recent pay stubs. 

CHECK OUT OUR LOAN RATES

 

HOME BANKING

Enjoy all of the great features Home Banking has to offer. Customize alerts to notify you via text message or email with low account balance, loan due dates and much more.If your not already set up with Home Banking, click here to submit in your request.

 

E-STATEMENTS

Save a tree and go green! Set up electronic statements through Home Banking. Its easy, fast and secure. Once you have Home Banking access, you will be able to request e-Statements by clicking on the "e-Statements" tab on the left hand side of the home screen on Home Banking.


 

DEFER-A-PAYMENT

In need of some extra cash? Defer your Signature Loan or Auto Loan payment for a fee of only $25. Submit your form 5 business days BEFORE your next scheduled payment. Ask one of our employees for more details today!

Click here to print a defer-a-payment application.


PRIVATE STUDENT LOANS

Through a unique partnership with Salle Mae, we are please to bring private student loans to our credit union!

Start here with an application!


MORTGAGE LOANS

Through a unique partnership with a credit union-owned mortgage provider, we are pleased to bring mortgage loans to our credit union!  We offer purchase, refinance, FHA, VA AND USDA loans. 
Start here with an application!




 



NOTICE FOR ATM/DEBIT CARDS

*NEW: AL,LA & IRELAND*

Due to a recent merchant breach affecting a large number of debit and credit card numbers and subsequent reported fraud, we have blocked ATM/Debit card transactions in the following states: AL, CA, CO, FL, LA, MA, MO, NY, PA, TX, and VA.  In addition, transactions are blocked in BRAZIL, CANADA and IRELAND.  If you wish to perform a transaction in any of these states, please contact the credit union and we can allow transactions in these areas on your individual card.  We apologize for any inconvenience.

To report a lost or stolen ATM/Debit card after our business hours, please call 1-800-523-4175

To activate an ATM/Debit card:
  • Go to any ATM and get a balance inquire
  • Or call our office directly


NIU EMPLOYEES
FEDERAL CREDIT UNION
817 W. Lincoln Highway
DeKalb, IL 60115

Map & Directions

PHO: (815) 753-1911
FAX: (815) 753-7405
E-mail: creditunion@niu.edu   

(Do not send any confidential information via email)            

OFFICE HOURS

MON, TUES, TH, & FRI
7:30AM-5:00PM
WED
9:00AM-2:00PM
SAT & SUN
CLOSED


After-hours slot at our door available 24 hours. Accounts will be credited on the next business day.

HOME BANKING

Click here to Sign-up

Click here to Log-in 

Click here to reset password