About the Credit Union


Sharing Knowledge and Wealth

The Northern Illinois Federal Credit Union is a financial cooperative owned, operated and controlled by its members. We exist to encourage and provide financially sound and responsible savings, loans and needed services to our members.

Through the years, our board of directors have continually taken steps to improve the credit union for our members. We have extended our membership to serve family members of NIU employees and other employer groups. New products and services have been made available such as checking accounts, a variety of loan options and online banking. We want to build on the legacy of the past, but prepare the credit union to meet the needs of future members. Become a member today!

Our History

The credit union was originally founded in 1958 under the name of NIU Employees Credit Union as a state chartered credit union with 17 founding members and assets of $1,160. In 1969, the credit union converted to a federal charter and was renamed to NIU Employees Federal Credit Union. By 1976, the credit union had grown to cover several hundred members and $1,000,000 in assets.

In 2012 for the first time the credit union expanded their field of membership to include the DeKalb Public Library employees. In 2015 the credit union expanded their field of membership for the second time to include IASBO (Illinois Association of School business Officials) employees, and are looking to expand again in the near future. In 2016, the credit union changed their name once more to Northern Illinois Federal Credit Union to reflect their expanded field of membership.

Today we have over 2,200 members and assets in excess of $15,400,000.

Member-Owned Organization

As a member-owned organization, the credit union is governed by a board of seven directors who are elected from the membership. A separate supervisory committee acts on behalf of the membership to monitor office operations and ensure compliance with board policies and all federally mandated regulations. Members are invited and encouraged to attend the annual meeting, held each spring, where the status of the credit union and the past year's activities are reported.

Contact Us

Northern Illinois Federal
Credit Union

817 W. Lincoln Highway, Suite E
DeKalb, IL 60115
815-753-1911 (phone) 
815-753-7405 (fax)

Branch Hours

Monday, Tuesday, Thursday, Friday
7:30 a.m. -5 p.m.

9 a.m. -2 p.m.


Routing Number


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